From the Desk of . . .

Armando G. Barbosa

Greetings from Armando Barbosa and Vision Mortgage Company, Ltd.

I want to be sure you are aware that the nation's only true NO DOC lender has recently made a significant change to the loan program. Your client(s) may now be eligible for a mortgage up to $350,000 with absolutely no income or job verification whatsoever. There is no Form 4506 to sign. There are no financial statements required. In fact, your client may be newly self-employed, or even unemployed. All that is required is a credit history score minimum of 660 and a 12-month rental or mortgage verification.

The application is a snap. I can fax or e-mail you a NO DOC application at your request or you may print the NO DOC application from this Web site. You will want more information about this and our full array of loan programs.

Thirteen-minute office seminars can be scheduled for general office meetings. Call me at 210.348.0077 or 210.823.5626, or e-mail me for more details. We would be delighted to pre-qualify your buyer at no cost or obligation.

Armando Barbosa